PreRating
Would you like to play it safe and know in advance how you would perform in the next rating? Would you like to know exactly how our pre-rating works? Please get in touch with us.
How companies optimize their rating with the bank
Are you planning any major investments in the near future? Then you are most likely dependent on a lender. However, SMEs in particular are often faced with the situation of not being able to obtain a loan easily. The regulations for banks have become even stricter in recent years and they are therefore checking the creditworthiness of companies more and more meticulously when granting loans. Banks determine creditworthiness by means of ratings based on the latest annual financial statements.
Are you facing the challenge of acquiring a loan for your company? Are you unsure whether your credit rating is sufficient? Ask our experts!
Better prepared for the credit process – thanks to a pre-rating
Your entrepreneurial flexibility, the future of the business, its prospects of success – a lot can depend on a loan. That’s why obtaining a loan should not be a matter of luck. We support you with our pre-rating tool. This tool allows us to simulate the bank rating in advance using key parameters from your annual financial statement documents. Thanks to our forecast of your creditworthiness, you can see what your potential credit prospects are even before negotiations begin.
Among other things, the bank rating determines this,
- whether a loan is granted at all
- how high the loan is
- what the conditions of the loan agreement are
- which securities are required
- how high the fees are
- what information an entrepreneur must disclose
Optimize annual financial statements for the rating
And if the pre-rating shows The financing you need is on shaky ground? Then we can help you develop your annual financial statements together with ABG Steuerberatung if required. On request, ABG Consulting can also support you with specific appointments with the financier. We prepare the necessary documents and support you in negotiations.
How we prepare you for the rating
- Detailed analysis of key figures
- Comparison of your values with the industry average
- Determine your pre-rating grade
- Identifying potential for improvement
- Strategy development for an optimal bank rating
- Preparation of documents, support during financing discussions
Further services for
corporate management
Further services for
corporate management
Company foundation
Do you want your business idea to be a success in practice? We support you with all questions relating to planning, controlling and financing.
Read more.
Financing
As a medium-sized company, are you having more and more problems getting a bank loan? There is a whole range of alternative financing options available today.
Find out more!
Company growth
Future strategy instead of uncontrolled growth. Together, we steer sales growth, company acquisitions or entry into new markets towards success.
Find out more.
Company organization
Structure, process, controlling, communication: We will make the right adjustments for you to make your company organization permanently efficient.
Read more